Overview
CladRysk® Credit Monitoring solution is designed to manage a variety of Individual and Business Loans effectively.
The solution assists in keeping track of qualitative and quantitative parameters in assessing a Loan’s compliance record and any linkage to the potential of default. More importantly, it facilitates credit department activities by providing timely alerts and automating appropriate follow-ups and policy / regulatory-based documentation.
The probable NPA identification is based on socio-economic profiling that can be configured for different Customer segments, thereby providing early warnings on the probability of default. The solution efficiently supports the profitability of the core lending business by providing a high level of monitoring capabilities.
Maintenance of Loan Portfolio Quality:
- Timely identification, classification & reporting of Probable defaults / NPAs
- Use of advanced techniques for potential defaults
- Improving Collections efficiencies through segment-appropriate actions
Interested in what Moringa can do for you?